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Business loan
Business loan payment calculator
See what a fixed-payment term loan may cost each month, and how an origination fee changes the true price of the money you actually receive.
$
$1,000$5,000,000
mo
3 mo300 mo
%
0%80%
%
0%10%
Deducted from the loan proceeds.
Estimated monthly payment
$2,224.44
- Total interest
- $33,466.69
- Origination fee
- $2,000.00
- Amount you receive
- $98,000.00
- Effective APR with fee
- 12.89%
- Total cost of capital
- $35,466.69
- Total cash repaid
- $133,466.69
Cost breakdown
- Principal $100,000
- Interest $33,467
- Fees $2,000
Free to check. No obligation. We'll pre-select $50,000 to $100,000.
These figures are estimates for education only. Not an offer of credit. These estimates are not a quote or a commitment. Actual payments, rates, and fees depend on the provider, underwriting, and the official loan terms. Flokapital is a funding brokerage, not a lender.
Payment schedule (selected months). showhide
| month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $2,224.44 | $1,224.44 | $1,000.00 | $98,775.56 |
| 2 | $2,224.44 | $1,236.69 | $987.76 | $97,538.87 |
| 3 | $2,224.44 | $1,249.06 | $975.39 | $96,289.81 |
| 4 | $2,224.44 | $1,261.55 | $962.90 | $95,028.26 |
| 5 | $2,224.44 | $1,274.16 | $950.28 | $93,754.10 |
| 6 | $2,224.44 | $1,286.90 | $937.54 | $92,467.20 |
| 7 | $2,224.44 | $1,299.77 | $924.67 | $91,167.42 |
| 8 | $2,224.44 | $1,312.77 | $911.67 | $89,854.65 |
| 9 | $2,224.44 | $1,325.90 | $898.55 | $88,528.76 |
| 10 | $2,224.44 | $1,339.16 | $885.29 | $87,189.60 |
| 11 | $2,224.44 | $1,352.55 | $871.90 | $85,837.05 |
| 12 | $2,224.44 | $1,366.07 | $858.37 | $84,470.98 |
| 24 | $2,224.44 | $1,539.33 | $685.12 | $66,972.48 |
| 36 | $2,224.44 | $1,734.55 | $489.89 | $47,254.74 |
| 48 | $2,224.44 | $1,954.54 | $269.91 | $25,036.30 |
| 60 | $2,224.44 | $2,202.42 | $22.02 | $0.00 |
How to use this calculator
- 1Enter the amount you plan to request and a term you could comfortably carry.
- 2Try several estimated rates to see how much the payment changes.
- 3Add any upfront fee. Because it comes out of your proceeds, watch how the effective APR rises above the stated rate.